Presented by
Kelly Hack |
3 Gardenia, Holtsville, NY, 11742 | $849,990
Step into luxury living with this exquisite 4 bedroom, 2. 5 bathroom colonial nestled on over 1/3 acre in the highly sought-after Summerfield Gated Community. Perfectly situated in a serene cul-de-sac, this home offers an inviting ambiance and modern elegance at every turn. The heart of the home is the island kitchen boasting sleek granite countertops and stainless steel appliances, seamlessly flowing into the family room, ideal for gatherings and entertaining. Retreat to the charming primary suite featuring a full bath and two walk-in closets, providing ample space and comfort. The fully finished basement offers versatility with an office, media room, and guest bedroom, catering to every lifestyle need. Outside, discover a tranquil oasis in the fully fenced backyard, complete with a paver patio and lush landscaping, enhanced by in-ground sprinklers for effortless maintenance. Recent upgrades including updated CAC units, roof, and hot water heater & some new windows ensure peace of mind and modern convenience. Don't miss the opportunity to make this captivating property your new home. Amenities include Clubhouse, pool, tennis, basketball & daycare on premises. Taxes with star $13, 585, HOA fee $285 - schedule a viewing today before it's gone!
Features
- Amenities: Gated
- Rooms: 8
- Bedrooms: 4
- Baths: 2 full / 1 half
- Style: Colonial
- Year Built: 1999
- Garage: 2-car Private, Attached, 2 Car Attached
- Heating: Natural Gas, Forced Air
- Cooling: Central Air
- Basement: Full
- Approx Sq. Feet: 2,600
- Acreage: 0.32
- Est. Taxes: $14,575
- Elem. School: Waverly Avenue School
- Middle School: Sagamore Middle School
- High School: Sachem High School East
- School District: Sachem
- Appliances: Dishwasher, Dryer, Microwave, Oven, Refrigerator, Washer
- MLS#: 3542903
- Days on Market: 16 days
- Website: https://www.raveis.com
/prop/3542903/3gardenia_holtsville_ny?source=qrflyer
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Kelly HackLicensed Real Estate Salesperson
917.913.0798
Kelly.Hack@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Brian ShahwanVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 2166562
302.293.7433
Brian.Shahwan@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Joel FanjoyRegional SVP Insurance Sales, William Raveis Insurance
617.320.5687
Joel.Fanjoy@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
3 Gardenia, Holtsville, NY, 11742
$849,990
Kelly Hack
Licensed Real Estate Salesperson
William Raveis Real Estate
Phone: 917.913.0798
Kelly.Hack@raveis.com
Brian Shahwan
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 302.293.7433
Brian.Shahwan@raveis.com
NMLS Mortgage Loan Originator ID 2166562
|
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
|---|---|---|---|
| Loan Amount | $679,992 | $679,992 | $679,992 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.125% | 6.875% | 6.500% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.430% | 6.977% | 6.664% |
| Monthly Tax Payment | $1,215 | $1,215 | $1,215 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $4,132 | $4,467 | $5,923 |
| Total Monthly Payment | $5,439 | $5,774 | $7,230 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535